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About Pick My ACA
Pick My ACA helps people compare individual health plan types before they talk with a licensed agent. It is an independent advertising and referral service. It is not HealthCare.gov, not an insurer, and not a government program. It does not tell you which plan to buy.
Metal tier, network type, deductible, and drug list answer different questions. A lower premium can come with a higher deductible. A plan that looks inexpensive can still be a poor fit if your doctors or prescriptions are outside the network or the formulary. The guides explain those tradeoffs in general terms. The plan documents for your ZIP code are the source that matters.
Self-employed people and gig workers often have to estimate income for the year when they look at Marketplace savings. An estimate that turns out too low or too high can change what you owe at tax time. This site does not calculate that credit. A tax professional or HealthCare.gov can.
The homepage form may connect you with a licensed agent partner. Pick My ACA may be paid for the referral. You can enroll without an agent at HealthCare.gov or by calling 1-800-318-2596 (TTY: 1-855-889-4325).
Where to go next
- What to compare on a Marketplace plan
- How a plan-comparison referral works
- Common questions about this service
- Contact Pick My ACA
- All guides
Guides
These guides compare ACA plan features people actually have to choose among: metal tiers, HMO, PPO, and EPO networks, prescriptions, and coverage for self-employed and gig workers.